How my daughter saves for Disney!


By Frances

My family goes to Disney more than the average family. We travel to the Disney resorts & the Disney Cruise Line at least 3 times a year. Most years a few more. My 8 year old daughter doesn’t need any souvenir. Her closet is full of clothes. If one more stuffed animal comes into the house….. Well, you get the drift. When she was 6 years old, we stopped buying her souvenirs and we made her purchase all of her own souvenirs. We had several trials and errors on how to allow her to save some money. How do we make the chores worth the money but not too easy but easy enough?

We started with $5 per week if she does XYZ and she has to do XYZ. All or nothing. That didn’t last long. It was too rigid.

Then all chores were worth 50 cents. Well, she would make $12 a week or more because she did all the easy stuff and none of the tougher items.

Here is what we have settled on:

Cleaning her room, making her bed and bringing her laundry to the laundry room and putting away her clean clothes properly are not chores that she is paid for. We feel that she should do those things because she is part of the family.

All other chores are worth 25 cents to 75 cents. Some she can early daily. Others she has a max on how many times a week she can do them to earn money.

Here is a sample:Minnie Mouse doll

Cat Duty: Feed him & give him fresh water 25 cents (daily)

Cat Duty: Clean the litter box 25 cents (daily)

Bathroom: Clean tub & floor 75 cents (2x per week)

Bathroom: Clean toilet & sink 50 cents (3x per week)

Assist with Dishes 25 cents (daily) we don’t have a dishwasher

Clean TV Room: 75 cents (3x per week)

Clean School Room/Office: 25 cents (3 x per week)

Assist with laundry (other than her own): 10 cents – $1

We also have a “Sass Tax” where she can lose money for misbehaving or sassing back to us. It starts at 10 cents.

She is allowed to use this money for things other than Disney. She saved to earn a Katniss doll, extra scoop of ice cream etc.

We keep track of all her money on her chore chart. Each sticker is worth 25 cents unless other wise noted.

We know there a tons of ways to teach our kids responsibility. Here is the way that works for us.

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